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Cartera vencida en el Centro Comunal Cristo Del Consuelo de la ciudad de Babahoyo en el periodo de 2023.
dc.contributor.advisor | Haz Cadena, Yomara Paola | |
dc.contributor.author | Gaibor Gavilánez, Sandy Julady | |
dc.date.accessioned | 2024-03-19T02:38:00Z | |
dc.date.available | 2024-03-19T02:38:00Z | |
dc.date.issued | 2024 | |
dc.identifier.uri | http://dspace.utb.edu.ec/handle/49000/15719 | |
dc.description | This study focuses on examining the outstanding portfolio at the Christ of Consolation Community Centre in the city of Babahoyo in the period 2023. The problem addressed relates to customer defaults, which could have a negative long-term financial impact. The justification for this study lies in the need to properly manage the outstanding portfolio in order to ensure the financial and operational stability of the organization. Objectives include identifying the causes or reasons for the outstanding portfolio, analysing the portfolio recovery processes and calculating the liquidity index to be able to determine whether it covers its short-term obligations. This study was carried out under the methodology of mixed approach, descriptive method, deductive and research instrument. In conclusion, it emphasizes the implementation of a tracking and reminder system for outstanding clients, establishing clear collection policies, improving the credit assessment process and training staff in the management of outstanding portfolios. The need for further strengthening of financial management is emphasized in order to reduce any future risk. | es_ES |
dc.description | This study focuses on examining the outstanding portfolio at the Christ of Consolation Community Centre in the city of Babahoyo in the period 2023. The problem addressed relates to customer defaults, which could have a negative long-term financial impact. The justification for this study lies in the need to properly manage the outstanding portfolio in order to ensure the financial and operational stability of the organization. Objectives include identifying the causes or reasons for the outstanding portfolio, analysing the portfolio recovery processes and calculating the liquidity index to be able to determine whether it covers its short-term obligations. This study was carried out under the methodology of mixed approach, descriptive method, deductive and research instrument. In conclusion, it emphasizes the implementation of a tracking and reminder system for outstanding clients, establishing clear collection policies, improving the credit assessment process and training staff in the management of outstanding portfolios. The need for further strengthening of financial management is emphasized in order to reduce any future risk. | es_ES |
dc.description.abstract | Este estudio se centra en examinar la cartera vencida en el Centro Comunal Cristo del Consuelo en la ciudad de Babahoyo en el periodo 2023. El problema abordado se relaciona con los incumplimientos de pago por parte de los clientes, lo cual podría tener un impacto negativo en las finanzas a largo plazo. La justificación de este estudio radica en la necesidad de gestionar adecuadamente la cartera vencida para garantizar la estabilidad financiera y operativa de la organización. Los objetivos incluyen identificar las causas o motivos de la cartera vencida, analizar los procesos de recuperación de dicha cartera y calcular el índice de liquidez para poder determinar si cubre con sus obligaciones a corto plazo. Este estudio se realizó bajo la metodología de enfoque mixto, método descriptivo, deductivo e instrumento de investigación. En conclusión, se destaca en la implementación de sistema de seguimiento y recordatorio para los clientes morosos, establecer políticas claras de cobranzas, mejorar el proceso de evaluación de crédito y capacitar al personal en la gestión de la cartera vencida. Se resalta la necesidad de seguir fortaleciendo la administración financiera con el fin de reducir cualquier riesgo futuro. | es_ES |
dc.format.extent | 47 p. | es_ES |
dc.language.iso | es | es_ES |
dc.publisher | Babahoyo: UTB-FAFI. 2024 | es_ES |
dc.rights | Atribución-NoComercial-SinDerivadas 3.0 Ecuador | * |
dc.rights.uri | http://creativecommons.org/licenses/by-nc-nd/3.0/ec/ | * |
dc.subject | Cartera vencida | es_ES |
dc.subject | Ratios de liquidez | es_ES |
dc.subject | Medidas de recuperación | es_ES |
dc.subject | Evaluación crediticia | es_ES |
dc.title | Cartera vencida en el Centro Comunal Cristo Del Consuelo de la ciudad de Babahoyo en el periodo de 2023. | es_ES |
dc.type | bachelorThesis | es_ES |